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Upload a photo.
We help verify where it may have been captured.

Industry Solution

Insurance

Verify claim imagery and route location mismatches earlier.

Oceanir helps insurers review where claim photos may have been captured, flag mismatches, and route files to SIU before payout decisions.

[Explore workflow]

Phase 1

01:   The Numbers
Oceanir helps insurers review where claim photos may have been captured, flag mismatches, and route files to SIU before payout decisions.
<10sClaim Review Speed
Street-LevelTypical Precision
~$0.43Cost Profile
Insurance
01:Analysis
02:Workflow
03:Evidence

Phase 2

02:   How It Works
01Ingest claimant image at FNOL or adjuster review stage.
02Compare claim narrative to ranked location output.
03Escalate mismatches to SIU with supporting evidence.
04Approve straightforward matches faster with less manual effort.
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Workflow

Phase 3

03:   Workflows
Staged Incident Review
Identify photos that do not align with the claimed incident location.
Fast-Track Honest Claims
Use location-verification confidence to speed low-risk claims through review.
Adjuster Workflow Support
Give adjusters location context before site visits or payout decisions.
Portfolio Review Analytics
Analyze recurring mismatches across claim cohorts and channels.
SIU teamsClaims operationsFraud prevention unitsAdjuster managers
Workflows

Insurance Fraud — The Data

The fraud problem is getting worse. Oceanir catches what adjusters can't see.

Annual U.S. Fraud Cost by Line ($B)

Property & Casualty$45B
Healthcare$68B
Workers Compensation$34B
Auto$29B
Life Insurance$15B

Source: Coalition Against Insurance Fraud, FBI IC3

Claims Fraud Prevalence

20%
Fraudulent claims
of all U.S. claims
30%
Altered images
in flagged submissions
10%
P&C losses
attributed to fraud

Sources: USI, Shift Technology, Guidewire 2026

What This Costs

$308.6BAnnual U.S. fraud loss
$900Added per policyholder
1 in 100Images with suspect metadata
5 in 1,000Duplicated across claims

Sources: InsuranceFraud.org, Verisk Digital Media Forensics

Review risky claims with better location evidence

Use location verification to catch location mismatches earlier, then route the right files to SIU for human review.

Start a project
Value Upfront
Results Follow

Why Oceanir

Oceanir solves a different problem than OCR or metadata checks. It reviews capture location from scene cues and returns ranked, reviewable evidence. Human reviewers always make the final call.

Request A Pilot

Run Oceanir on your claims data

We set up a 30-day proof-of-concept against your live claim photos. No integration required — just image files and claim IDs. You get a review report with location evidence for every flagged submission.

01Send us a batch of claim images
02Oceanir processes and flags mismatches
03Receive a review report with evidence

FAQ

All Solutions

Oceanir is designed for no-GPS, no-metadata scenarios. The image itself drives the review.

No. It is a verification layer that supports claims and SIU teams with faster evidence.

Yes. It can triage high claim volumes by surfacing confidence-ranked location matches.

Use confidence to prioritize manual review. High-confidence mismatches are strong escalation candidates.

Oceanir

Visual location verification for places, properties, and vehicles.

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Start verifying visual evidence today.

Turn any image or video frame into ranked locations, confidence scores, and a case-ready evidence report.

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