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A claim photo arrives. Was it shot at the loss location, or pulled from somewhere else?

Insurance / SIU

Insurance Photo Verification

Catch staged and recycled claim photos before they pay out.

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Insurance Photo Verification

Phase 1

01:   The Problem
Staged-incident and recycled-photo fraud hides in plain sight. A claimant submits an image, the metadata is stripped or faked, and the adjuster has no fast way to tell whether it matches the reported loss location. Manual review does not scale across thousands of intake submissions.
SecondsPer-photo location check
No EXIFWorks on stripped images
At intakeRuns at first notice of loss
Insurance Photo Verification
Analysis
Workflow
Evidence

Phase 2

02:   How It Works
01Drop the claimant photo in at first notice of loss.
02Oceanir reads the visible scene: signage, architecture, environment, and surroundings.
03A street-level reality check gates the result so confidence is never confidently wrong.
04Mismatches against the reported loss location surface for SIU review.
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Workflow

Phase 3

03:   Where It Is Used
Staged incident review
Flag photos that do not line up with the reported address or region.
Recycled image detection
Spot images reused across multiple claims or pulled from the open web.
Intake triage
Score location risk at intake so adjusters prioritize the right files.
SIU teamsClaims operationsFraud prevention
Use cases

Verify claim photos before they cost you

Start with location verification on real claim imagery. See where a photo was captured, and where it was not, in seconds.

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Verify First
Then Decide

Why Oceanir

Oceanir does not depend on EXIF or GPS tags, which fraudsters strip or fake. It works from the visible content of the photo itself, and a built-in reality check holds back confidence when the scene cannot be confirmed. You get evidence you can act on instead of a confident guess.

FAQ

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That is the normal case. Oceanir works from the visible content of the image, not EXIF or GPS, so stripped and screenshotted photos are still reviewable.

A reality check gates every result. When the scene cannot be confirmed against street-level ground truth, Oceanir lowers confidence rather than guessing, so SIU teams are not sent down false trails.

No. It triages location risk so your team spends review time on the claims that actually warrant it.